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How much should I invest through QuietGrowth?

You can invest all your savings for the long term in the QuietGrowth portfolios, as per the advice we provide you in our 'Statement of Advice', after you set aside the requisite money for:

  1. a 'rainy-day fund' in cash, term deposits or low-risk fixed-income instruments. It should cover at least six months of expenses to deal with any unexpected emergencies (unemployment, illness, etc.) that might arise in your life as well as in your family member's lives. This would also include six-months worth of any monthly payment commitments that you might be having towards your mortgages or loans.
  2. an optional 'discretionary fund', of a size that you are comfortable with, if you have the financial strength and appetite to easily withstand the loss of that entire amount in the worst-case scenario. The amount in this discretionary fund can go towards investing in risky opportunities in which you personally believe and understand, such as a specific stock, a personal loan for a relatively-higher interest to a friend, or a business venture of your friend.

After you set aside the requisite money for a 'rainy-day fund' and an optional 'discretionary fund', we believe that you need to invest the rest in a highly diversified, risk-optimised portfolio for the long-term. This is where you can consider QuietGrowth.