Financial Adviser

Personal financial advice, general financial advice

We provide both personal financial advice and general financial advice. The financial advice we provide by considering your personal circumstances is 'personal financial advice', and that without considering your personal circumstances is 'general financial advice'. More info

We also provide financial advice through our Managed Discretionary Account (MDA) service.

Investment advice

We provide investment advice, too. Investment advice is a subset of financial advice that focuses on investment matters. More info

Some documents BEFORE your account is created

Access the Financial Services Guide (FSG), Privacy Policy and Advice Disclaimer on our website.

As a part of your onboarding process, before we create your QuietGrowth account, we will provide you with a digital copy of the 'Statement of Advice and MDA Contract'. It includes:

  • Statement of Advice (SOA);
  • Investment Program;
  • Client Agreement;
  • Link to Product Disclosure Statement (PDS), if any, of each investment product, such as an ETF, that forms part of the client's QuietGrowth Model Portfolios;
  • Links to the Target Market Determination (TMD) of each QuietGrowth Model Portfolio advised to you or you wish to opt for; and
  • MDA Application.

Some documents AFTER your account is created

Statement of Advice that is modified

A new Statement of Advice will be issued to you when you modify your Personal Circumstances. You can modify your Personal Circumstances at most once a month. We do not charge a fee for the generation of a new SOA.

Annual Investor Statement

After the end of each Financial Year, an independent auditing of our investment management activity for that financial year will be conducted. As soon as this exercise is completed, the Annual Investor Statement (AIS), which has details of your account activities, and the Independent Auditor's Report will be available to you. This is as per regulations.

Fee Disclosure Statement

We provide you with the Fee Disclosure Statement (FDS) when you complete the Annual Review of your MDA Investment Program.

No conflicted remuneration

QuietGrowth is independent of the ETF product issuers whose investment products we include in our portfolios because:

  • We do not earn commissions or remuneration from ETF product issuers.
  • We do not receive gifts or benefits from product issuers who may reasonably be expected to influence us.
  • None of the product issuing firms is a shareholder in our company.

These practices ensure that conflicted remuneration does not exist between QuietGrowth and ETF product issuers.

Your online wealth manager

Delegate your long-term investment activity to us. We are a do-it-for-me (DIFM) service instead of a do-it-yourself (DIY) service. We are a financial adviser who can save your time. We simplify your long-term investing tasks through automation and digital advice. We are your online wealth manager.

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