Pricing
Portfolio Value
$2,000 - $10,000
QuietGrowth Annual Fee
0%
Portfolio Value
$10,001 - $30,000
QuietGrowth Annual Fee
0.6%
First $10,000: 0%
Portfolio Value
$30,001 - $200,000
QuietGrowth Annual Fee
0.5%
First $10,000: 0%
Portfolio Value
$200,001+
QuietGrowth Annual Fee
0.4%
First $10,000: 0%
- Minimum initial investment: $2,000
- No QuietGrowth fee is charged for the first $10,000 of portfolio value of the first portfolio
- QuietGrowth fee indicated excludes GST
No advisory fees
No brokerage/
trading fees
No rebalancing fees
No performance fees
No entry/
exit fees
No platform fees
Details of Fees
| Type | Amount | Description |
| Initial advice fee | $0 | No initial advice fee is payable. |
| Ongoing advice fees | $0 | No ongoing advice fees are payable. |
| MDA service fee / QuietGrowth fee | 0.4% to 0.6% per year + GST, based on assets under management | Deducted from your Trading Account, at the end of each month. No QuietGrowth fee is charged for the first $10,000 of assets under management for the new client. |
| Brokerage/trading fees | $0 | No brokerage/trading fees are payable for buying and selling of your securities. |
| Rebalancing fees | $0 | No rebalancing fees for the automatic and periodic rebalancing your portfolio. Rebalancing is done only for portfolios with assets under management of $10,000 or more. |
| Ongoing portfolio design | $0 | No fees payable for ongoing portfolio construction and asset allocation. |
| Performance fees | $0 | No performance fees are payable. |
| Entry fees | $0 | No entry fees are payable. |
| Exit fees | $0 | No exit fees are payable. |
| Establishment fees | $0 | No fees payable to open your QuietGrowth account. |
| Contribution fees | $0 | No fees payable to deposit an amount online to your QuietGrowth portfolios. |
| Withdrawal fees | $0 | No fees payable to withdraw an amount online from your QuietGrowth portfolios. |
| Platform fees | $0 | No platform fees are payable. |
| ETF management fees | As applicable | Charged by each fund issuer (of each of the securities in your portfolio), and are included in the traded unit price of each ETF. These fees are not paid directly by you, but they do impact the performance of your portfolio. |
| Bid-ask spread | As applicable | Included in the traded unit price at which we execute the buy or sell trades of ETFs. |
| Online access fee | $0 | No fees payable to access the interfaces in our website. Also access your account through our iOS and Android apps for mobile phones and tablets. |
| Type | Amount | Description |
| Initial advice fee | $0 | No initial advice fee is payable. |
| Ongoing advice fees | $0 | No ongoing advice fees are payable. |
| MDA service fee / QuietGrowth fee | 0.4% to 0.6% per year + GST, based on assets under management | Deducted from your Trading Account, at the end of each month. No QuietGrowth fee is charged for the first $10,000 of assets under management for the new client. |
| Brokerage/trading fees | $0 | No brokerage/trading fees are payable for buying and selling of your securities. |
| Rebalancing fees | $0 | No rebalancing fees for the automatic and periodic rebalancing your portfolio. Rebalancing is done only for portfolios with assets under management of $10,000 or more. |
| Ongoing portfolio design | $0 | No ongoing portfolio design fees are payable. |
| Performance fees | $0 | No performance fees are payable. |
| Entry fees | $0 | No entry fees are payable. |
| Exit fees | $0 | No exit fees are payable. |
| Establishment fees | $0 | No fees payable to open your QuietGrowth account. |
| Contribution fees | $0 | No fees payable to deposit an amount online to your QuietGrowth portfolios. |
| Withdrawal fees | $0 | No fees payable to withdraw an amount online from your QuietGrowth portfolios. |
| Platform fees | $0 | No platform fees are payable. |
| ETF management fees | As applicable | Charged by each fund issuer (of each of the securities in your portfolio), and are included in the traded unit price of each ETF. These fees are not paid directly by you, but they do impact the performance of your portfolio. |
| Bid-ask spread | As applicable | Included in the traded unit price at which we execute the buy or sell trades of ETFs. |
| Online access fee | $0 | No fees payable to access the interfaces in our website. Also access your account through our iOS and Android apps for mobile phones and tablets. |
QuietGrowth Invite Program
The QuietGrowth Invite Program allows you to lower your QuietGrowth fee. Invite your friends, and we will waive QuietGrowth fee on an additional $5,000 for you, and an additional $5,000 for your friend when they fund an account.
Total Fees You Incur
QUIETGROWTH FEE
( QuietGrowth fee is taken from the cash you deposit with us. )
UNDERLYING FUND FEES
0.24% per annum
( Underlying fund fees are factored in the real-time values of each of the ETFs we invest in. This fee is expensed by the provider of each ETF, and does not flow through QuietGrowth. )
| Funds in QuietGrowth Portfolio 1/ 5 | ETF 1 | ETF 2 | ETF 3 | ETF 4 | ETF 5 | ETF 6 | ETF 7 | ETF 8 | Overall | |
| Fund Distribution in Portfolio 1 / 5 | 8% | 12% | 3% | 2% | 2% | 6% | 61% | 6% | 100% | |
| Underlying Fund Fees | 0.15% | 0.25% | 0.05% | 0.60% | 0.48% | 0.48% | 0.20% | 0.40% | 0.24% |
Calculation for determining 'underlying fund fees' for the overall portfolio 1 / 5 :
| (8% * 0.15%) + (12% * 0.25%) + (3% * 0.05%) + (2% * 0.60%) + (2% * 0.48%) + (6% * 0.48%) + (61% * 0.20%) + (6% * 0.40%) | = | 0.24% |
| 100% |
Note:
- Underlying fund fees is as of 25-Aug-2016
- The Management Expense Ratio for each of the ETFs is obtained from the ETF issuers.
QUIETGROWTH FEE
( QuietGrowth fee is taken from the cash you deposit with us. )
UNDERLYING FUND FEES
0.23% per annum
( Underlying fund fees are factored in the real-time values of each of the ETFs we invest in. This fee is expensed by the provider of each ETF, and does not flow through QuietGrowth. )
| Funds in QuietGrowth Portfolio 2/ 5 | ETF 1 | ETF 2 | ETF 3 | ETF 4 | ETF 5 | ETF 6 | ETF 7 | ETF 8 | Overall | |
| Fund Distribution in Portfolio 2 / 5 | 25% | 7% | 8% | 2% | 2% | 9% | 42% | 5% | 100% | |
| Underlying Fund Fees | 0.15% | 0.25% | 0.05% | 0.60% | 0.48% | 0.48% | 0.20% | 0.40% | 0.23% |
Calculation for determining 'underlying fund fees' for the overall portfolio 2 / 5 :
| (25% * 0.15%) + (7% * 0.25%) + (8% * 0.05%) + (2% * 0.60%) + (2% * 0.48%) + (9% * 0.48%) + (42% * 0.20%) + (5% * 0.40%) | = | 0.23% |
| 100% |
Note:
- Underlying fund fees is as of 25-Aug-2016
- The Management Expense Ratio for each of the ETFs is obtained from the ETF issuers.
QUIETGROWTH FEE
( QuietGrowth fee is taken from the cash you deposit with us. )
UNDERLYING FUND FEES
0.26% per annum
( Underlying fund fees are factored in the real-time values of each of the ETFs we invest in. This fee is expensed by the provider of each ETF, and does not flow through QuietGrowth. )
| Funds in QuietGrowth Portfolio 3/ 5 | ETF 1 | ETF 2 | ETF 3 | ETF 4 | ETF 5 | ETF 6 | ETF 7 | ETF 8 | Overall | |
| Fund Distribution in Portfolio 3 / 5 | 30% | 7% | 8% | 4% | 3% | 17% | 27% | 4% | 100% | |
| Underlying Fund Fees | 0.15% | 0.25% | 0.05% | 0.60% | 0.48% | 0.48% | 0.20% | 0.40% | 0.26% |
Calculation for determining 'underlying fund fees' for the overall portfolio 3 / 5 :
| (30% * 0.15%) + (7% * 0.25%) + (8% * 0.05%) + (4% * 0.60%) + (3% * 0.48%) + (17% * 0.48%) + (27% * 0.20%) + (4% * 0.40%) | = | 0.26% |
| 100% |
Note:
- Underlying fund fees is as of 25-Aug-2016
- The Management Expense Ratio for each of the ETFs is obtained from the ETF issuers.
QUIETGROWTH FEE
( QuietGrowth fee is taken from the cash you deposit with us. )
UNDERLYING FUND FEES
0.28% per annum
( Underlying fund fees are factored in the real-time values of each of the ETFs we invest in. This fee is expensed by the provider of each ETF, and does not flow through QuietGrowth. )
| Funds in QuietGrowth Portfolio 4/ 5 | ETF 1 | ETF 2 | ETF 3 | ETF 4 | ETF 5 | ETF 6 | ETF 7 | ETF 8 | Overall | |
| Fund Distribution in Portfolio 4 / 5 | 33% | 6% | 11% | 7% | 3% | 22% | 14% | 4% | 100% | |
| Underlying Fund Fees | 0.15% | 0.25% | 0.05% | 0.60% | 0.48% | 0.48% | 0.20% | 0.40% | 0.28% |
Calculation for determining 'underlying fund fees' for the overall portfolio 4 / 5 :
| (33% * 0.15%) + (6% * 0.25%) + (11% * 0.05%) + (7% * 0.60%) + (3% * 0.48%) + (22% * 0.48%) + (14% * 0.20%) + (4% * 0.40%) | = | 0.28% |
| 100% |
Note:
- Underlying fund fees is as of 25-Aug-2016
- The Management Expense Ratio for each of the ETFs is obtained from the ETF issuers.
QUIETGROWTH FEE
( QuietGrowth fee is taken from the cash you deposit with us. )
UNDERLYING FUND FEES
0.31% per annum
( Underlying fund fees are factored in the real-time values of each of the ETFs we invest in. This fee is expensed by the provider of each ETF, and does not flow through QuietGrowth. )
| Funds in QuietGrowth Portfolio 5/ 5 | ETF 1 | ETF 2 | ETF 3 | ETF 4 | ETF 5 | ETF 6 | ETF 7 | ETF 8 | Overall | |
| Fund Distribution in Portfolio 5 / 5 | 31% | 5% | 12% | 7% | 4% | 32% | 5% | 4% | 100% | |
| Underlying Fund Fees | 0.15% | 0.25% | 0.05% | 0.60% | 0.48% | 0.48% | 0.20% | 0.40% | 0.31% |
Calculation for determining 'underlying fund fees' for the overall portfolio 5 / 5 :
| (31% * 0.15%) + (5% * 0.25%) + (12% * 0.05%) + (7% * 0.60%) + (4% * 0.48%) + (32% * 0.48%) + (5% * 0.20%) + (4% * 0.40%) | = | 0.31% |
| 100% |
Note:
- Underlying fund fees is as of 25-Aug-2016
- The Management Expense Ratio for each of the ETFs is obtained from the ETF issuers.
PORTFOLIO 1 / 5
QUIETGROWTH FEE
( QuietGrowth fee is taken from the cash you deposit with us. )
UNDERLYING FUND FEES
0.24% per annum
( Underlying fund fees are factored in the real-time values of each of the ETFs we invest in. This fee is expensed by the provider of each ETF, and does not flow through QuietGrowth. )
| Funds in QuietGrowth Portfolio 1 / 5 | Fund Distribution in Portfolio 1 / 5 | Underlying Fund Fees |
| ETF 1 | 8% | 0.15% |
| ETF 2 | 12% | 0.25% |
| ETF 3 | 3% | 0.05% |
| ETF 4 | 2% | 0.60% |
| ETF 5 | 2% | 0.48% |
| ETF 6 | 6% | 0.48% |
| ETF 7 | 61% | 0.20% |
| ETF 8 | 6% | 0.40% |
| Overall | 100% | 0.24% |
Calculation for determining 'underlying fund fee' for the overall portfolio 1 / 5 :
| (8% * 0.15%) | + | (12% * 0.25%) | + | |
| (3% * 0.05%) | + | (2% * 0.60%) | + | |
| (2% * 0.48%) | + | (6% * 0.48%) | + | |
| (61% * 0.20%) | + | (6% * 0.40%) | ||
| 100% | ||||
| = | ||||
| 0.24% | ||||
Note:
- Underlying fund fees is as of 25-Aug-2016
- The Management Expense Ratio for each of the ETFs is obtained from the ETF issuers.
PORTFOLIO 2 / 5
QUIETGROWTH FEE
( QuietGrowth fee is taken from the cash you deposit with us. )
UNDERLYING FUND FEES
0.23% per annum
( Underlying fund fees are factored in the real-time values of each of the ETFs we invest in. This fee is expensed by the provider of each ETF, and does not flow through QuietGrowth. )
| Funds in QuietGrowth Portfolio 2 / 5 | Fund Distribution in Portfolio 2 / 5 | Underlying Fund Fees |
| ETF 1 | 25% | 0.15% |
| ETF 2 | 7% | 0.25% |
| ETF 3 | 8% | 0.05% |
| ETF 4 | 2% | 0.60% |
| ETF 5 | 2% | 0.48% |
| ETF 6 | 9% | 0.48% |
| ETF 7 | 42% | 0.20% |
| ETF 8 | 5% | 0.40% |
| Overall | 100% | 0.23% |
Calculation for determining 'underlying fund fee' for the overall portfolio 2 / 5 :
| (25% * 0.15%) | + | (7% * 0.25%) | + | |
| (8% * 0.05%) | + | (2% * 0.60%) | + | |
| (2% * 0.48%) | + | (9% * 0.48%) | + | |
| (42% * 0.20%) | + | (5% * 0.40%) | ||
| 100% | ||||
| = | ||||
| 0.23% | ||||
Note:
- Underlying fund fees is as of 25-Aug-2016
- The Management Expense Ratio for each of the ETFs is obtained from the ETF issuers.
PORTFOLIO 3 / 5
QUIETGROWTH FEE
( QuietGrowth fee is taken from the cash you deposit with us. )
UNDERLYING FUND FEES
0.26% per annum
( Underlying fund fees are factored in the real-time values of each of the ETFs we invest in. This fee is expensed by the provider of each ETF, and does not flow through QuietGrowth. )
| Funds in QuietGrowth Portfolio 3 / 5 | Fund Distribution in Portfolio 3 / 5 | Underlying Fund Fees |
| ETF 1 | 30% | 0.15% |
| ETF 2 | 7% | 0.25% |
| ETF 3 | 8% | 0.05% |
| ETF 4 | 4% | 0.60% |
| ETF 5 | 3% | 0.48% |
| ETF 6 | 17% | 0.48% |
| ETF 7 | 27% | 0.20% |
| ETF 8 | 4% | 0.40% |
| Overall | 100% | 0.26% |
Calculation for determining 'underlying fund fee' for the overall portfolio 3 / 5 :
| (30% * 0.15%) | + | (7% * 0.25%) | + | |
| (8% * 0.05%) | + | (4% * 0.60%) | + | |
| (3% * 0.48%) | + | (17% * 0.48%) | + | |
| (27% * 0.20%) | + | (4% * 0.40%) | ||
| 100% | ||||
| = | ||||
| 0.26% | ||||
Note:
- Underlying fund fees is as of 25-Aug-2016
- The Management Expense Ratio for each of the ETFs is obtained from the ETF issuers.
PORTFOLIO 4 / 5
QUIETGROWTH FEE
( QuietGrowth fee is taken from the cash you deposit with us. )
UNDERLYING FUND FEES
0.28% per annum
( Underlying fund fees are factored in the real-time values of each of the ETFs we invest in. This fee is expensed by the provider of each ETF, and does not flow through QuietGrowth. )
| Funds in QuietGrowth Portfolio 4 / 5 | Fund Distribution in Portfolio 4 / 5 | Underlying Fund Fees |
| ETF 1 | 33% | 0.15% |
| ETF 2 | 6% | 0.25% |
| ETF 3 | 11% | 0.05% |
| ETF 4 | 7% | 0.60% |
| ETF 5 | 3% | 0.48% |
| ETF 6 | 22% | 0.48% |
| ETF 7 | 14% | 0.20% |
| ETF 8 | 4% | 0.40% |
| Overall | 100% | 0.28% |
Calculation for determining 'underlying fund fee' for the overall portfolio 4 / 5 :
| (33% * 0.15%) | + | (6% * 0.25%) | + | |
| (11% * 0.05%) | + | (7% * 0.60%) | + | |
| (3% * 0.48%) | + | (22% * 0.48%) | + | |
| (14% * 0.20%) | + | (4% * 0.40%) | ||
| 100% | ||||
| = | ||||
| 0.28% | ||||
Note:
- Underlying fund fees is as of 25-Aug-2016
- The Management Expense Ratio for each of the ETFs is obtained from the ETF issuers.
PORTFOLIO 5 / 5
QUIETGROWTH FEE
( QuietGrowth fee is taken from the cash you deposit with us. )
UNDERLYING FUND FEES
0.31% per annum
( Underlying fund fees are factored in the real-time values of each of the ETFs we invest in. This fee is expensed by the provider of each ETF, and does not flow through QuietGrowth. )
| Funds in QuietGrowth Portfolio 5 / 5 | Fund Distribution in Portfolio 5 / 5 | Underlying Fund Fees |
| ETF 1 | 31% | 0.15% |
| ETF 2 | 5% | 0.25% |
| ETF 3 | 12% | 0.05% |
| ETF 4 | 7% | 0.60% |
| ETF 5 | 4% | 0.48% |
| ETF 6 | 32% | 0.48% |
| ETF 7 | 5% | 0.20% |
| ETF 8 | 4% | 0.40% |
| Overall | 100% | 0.31% |
Calculation for determining 'underlying fund fee' for the overall portfolio 5 / 5 :
| (31% * 0.15%) | + | (5% * 0.25%) | + | |
| (12% * 0.05%) | + | (7% * 0.60%) | + | |
| (4% * 0.48%) | + | (32% * 0.48%) | + | |
| (5% * 0.20%) | + | (4% * 0.40%) | ||
| 100% | ||||
| = | ||||
| 0.31% | ||||
Note:
- Underlying fund fees is as of 25-Aug-2016
- The Management Expense Ratio for each of the ETFs is obtained from the ETF issuers.