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Does QuietGrowth adopt the glide path approach?

At QuietGrowth, a glide path is the automated, long-term strategy that adjusts your portfolio's investment mix over time. The primary purpose of the glide path is to systematically manage risk. We incorporate the glide path approach by gradually shifting your portfolio's asset allocation from more aggressive to more conservative investments over the years. Thus, ours is a 'declining' glide path approach, meaning the allocation to equities declines over time.

During the Annual Review of your MDA each year, your current age and any updates to your Personal Circumstances are considered to determine a new risk tolerance score. This ensures QuietGrowth adjusting your portfolio's investment mix over time, and thus implementing the glide path approach.

Also read the answers to the related questions:

• How did you design the questionnaire to determine my risk tolerance score?
• Who constructs your portfolios — humans, algorithms, or artificial intelligence?
• How is retirement planning considered while determining the risk tolerance score?
• Why must I complete the Annual Review?